1. OWB makes no representations or warranties of any kind, expressed or implied as to the operation of our Sites or the information, content, materials or products included on our Sites, except as otherwise provided under applicable laws.

2. OWB directors, officers, employees, agents, contractors, successors or assigns will not be liable for any damages arising out of, or in relation to, the use of our Sites or sites linked to our Sites. This limitation applies to direct, indirect, consequential, special, punitive or other damages suffers, as well as damages for loss of profits, business interruption or the loss of data or information.

3. You assume all risk of use of all features of a Site. You release OWB of all responsibility for any consequences of their use.

4. By continuing to access our Sites you agree that your access to, and use of, them is subject to these terms and all applicable laws, and is at your own risk.

5. Our Sites and their contents are provided to you on “as is” basis; our Sites may contain errors and inaccuracies and may not be complete or current. We cannot guarantee our Sites will always be available or fault- or virus-free. 

6. Updates & termination. OWB may vary these Terms at any time. By continuing to use the Sites you consent to any variations. It is your responsibility to regularly check these Terms for any variations. At any time, we may, in our sole discretion, suspend or terminate the access to the Sites for any user without notice for any reason, including but not limited to a breach of these Terms. Suspension or termination shall not affect either party’s rights or liabilities.

7. OWB may disclose any information we may have about a user in relation to an investigation or allegation that your use of the Sites breaches these Terms, or any applicable laws.

8. OWB may identify or bring legal action against any person who is or may be breaching these Terms, including obtaining injunctive relief Jurisdiction.

9. These Terms and the Sites are governed by and construed in accordance with the Laws of Malaysia. If a dispute arises from these Terms, you agree to submit to the non-exclusive jurisdiction of the courts of Malaysia, except in relation to application for any injunctive relief sought by OWB.

10. The Sites may be accessed in Malaysia and overseas. We make no representations that the Sites comply with the laws (including intellectual property laws) of any country outside Malaysia. If you access the Sites from outside Malaysia, you do so at your own risk and are responsible for complying with the laws in the place where you access the Sites.